Whilst this is an actual example, all personal details have been changed, for confidentiality purposes.
Client Success Stories
Our client success comes in all shapes and sizes. Discover how we’ve helped businesses, families and individuals around Australia reach their financial goals, and how we can help you.
The following case study relates to a real life example of how we helped Keith and Bernadette, achieve the following results in 10 years
In tax savings
$
0
Increase their property portfolio by 3 times
x
0
Increase in net wealth over original investment holdings
$
0
M
Our Clients
Keith and Bernadette were referred to us by their financial adviser approximately 10 years ago. They were experienced investors who owned a significant share portfolio and two investment properties that they were paying off.
They wanted to expand their property portfolio but had limited surplus cash flow to do it. They asked us to review the RNO Finance of their financial arrangements, and advise them whether they had the capacity to increase their property holdings.
The problems before we got involved
- Whilst Keith and Bernadette owned a modest investment portfolio, their ineffective tax structure had limited their capacity to build additional family wealth
- They were making significant principal repayments on their investment loans, which was effectively increasing their tax liability and providing zero return on principal
- We created a tax-free funding facility to provide additional cash flow to increase investment potential and to provide emergency funds that can be used to continue to fund their wealth creation and lifestyle regardless of what life throws at them
- We gave Keith and Bernadette the confidence they required to safely purchase and fund additional investment properties over time
How RNO Financial helped Keith and Bernadette
- We created a tax-free funding facility to provide additional cash flow to increase investment potential and to provide emergency funds that can be used to continue to fund their wealth creation and lifestyle regardless of what life throws at them
- We conducted a financial health diagnostic to clearly understand what they wanted to achieve from a lifestyle and financial point of view, as well as what financial assets and resources they had to work with
- We considered multiple scenarios and customized a financial roadmap, detailing – step by step – tax strategies and investment options available and required to reach their goals
- We gave Keith and Bernadette the confidence they required to safely purchase and fund additional investment properties over time
The results
- We created a tax-free funding facility to provide additional cash flow to increase investment potential and to provide emergency funds that can be used to continue to fund their wealth creation and lifestyle regardless of what life throws at them
- They were making significant principal repayments on their investment loans, which was effectively increasing their tax liability and providing zero return on principal
- We considered multiple scenarios and customized a financial roadmap, detailing – step by step – tax strategies and investment options available and required to reach their goals
- We gave Keith and Bernadette the confidence they required to safely purchase and fund additional investment properties over time
- We restructured their investment loans so that they can increase their tax benefits and surplus cash flow
